Long-Term Care
Long-term care insurance can help protect you and your spouse in those final years where you may need at-home-care or move into an assisted living facility/ nursing-home. It can provide coverage for one or both spouses thus removing the burden of the cost of care from your children or other family members.
Long-Term Care Insurance
More than 1 in 3 Americans will need to move into a nursing facility at some point after the age of 65. Long-term care insurance can help protect you and your family during that time by providing coverage for those expenses. It can also provide coverage for at-home-care whereby having a nursing aid onsite up to 24-hours each day. Long-term care insurance can provide coverage for one or both spouses when entering into those final years of life thus providing a peace-of-mind and removing the burden of cost from your children or other family members.
-
Long-term care insurance can help protect you and your spouse in your final years where you may need at-home-care or move into an assisted living facility/ nursing-home. It can provide coverage for one or both spouses thus removing the burden of the cost of care from your children or other family members.
-
Long-term care insurance can be very expensive, however, compared to the cost of not having it, can be much less. Long-term care costs are rising every year and people are living longer. Moving into a nursing home or having a 24- hour home-health-aid, may not be a choice, but knowing that you are financially prepared if the need arises can provide a peace-of-mind.
-
The insurance company will ask you a series of health-related questions. They will also do a back-ground check against your prior medical records. In many cases, they may approve you without para-medical screening which involve blood and urine testing. In some cases, if they have additional questions after the back-ground check, they may request it.
Planning well provides peace of mind for both you and your family.
